Bank Balance Passbook Check Privacy Policy

Privacy Policy

"Bank Balance Passbook Check" (“we”, “our”, or “us”) respects your privacy and is committed to protecting it. This Privacy Policy explains how we handle your information when you use our mobile application (the "App").

1. Information We Collect

a) SMS Messages (Core Feature)

We request access to SMS messages strictly to provide core app functionality, including:

  • Identifying bank-related messages

  • Displaying balance information

  • Creating a passbook view of transactions, Important:

    • We do NOT send SMS messages.
    • We do NOT upload, store, or share your SMS data.
    • All SMS processing happens locally on your device only.

b) Phone Permission (Calls & Phone State)

We use phone-related permissions to:

  • Allow users to initiate calls to official bank numbers for balance enquiry.

  • Detect call status (only to support optional features like after-call actions), Important:

    • We do NOT make calls without user action.
    • We do NOT record calls.
    • We do NOT store or share call history data.

c) Overlay Permission (Optional Feature)

We may request overlay permission to show quick banking actions after a phone call.

  • This feature is optional and user-controlled.

  • It does not interfere with normal device usage.

  • It does not collect or transmit personal data.

d) Device & Usage Information

We may collect limited non-personal data such as:

  • Device type and OS version.

  • App crashes and performance data.

  • Purpose: Used only to improve app stability (e.g., via Firebase Crashlytics).

e) Advertising Data

We use third-party advertising services (e.g., Google AdMob), which may collect:

  • Advertising ID.

  • Device information.

  • Ad interaction data to help display relevant ads.

2. How We Use Information

We use information only to:

  • Provide bank balance and passbook features.

  • Enable missed call banking functionality.

  • Improve app performance and reliability.

  • Display advertisements to support free usage.

3. Data Sharing

We do NOT sell or share personal data. We may share limited data with:

  • Service providers: For analytics and crash reporting.

  • Advertising partners: For displaying ads only.

  • Legal authorities: If required by law.

4. Financial Data Disclaimer

  • We do NOT access your bank account directly.

  • We do NOT collect banking credentials, passwords, or PINs.

  • Verification: All information shown in the app is based solely on SMS messages already on your device and official bank services (missed call/SMS).

5. Data Security

All sensitive data (such as SMS content) is processed locally on your device. We take reasonable steps to protect app data, but device security also depends on user settings and hardware security.

6. Data Retention

  • We do not store personal data on our servers.

  • SMS and call data remain on your device unless deleted by you.

7. Your Rights

You maintain full control over your data. You may:

  1. Revoke permissions anytime from device settings.

  2. Stop using specific features that require sensitive permissions.

  3. Uninstall the app to remove access completely.

8. Children's Privacy

This app is not intended for children under 13. We do not knowingly collect data from children.

9. Third-Party Services

The app may utilize the following services, which have their own privacy policies:

  • Google Play Services

  • Firebase (Analytics/Crashlytics)

  • Google AdMob

10. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be reflected by a revised "Last Updated" date at the top of this document.

11. Contact Us

If you have any questions or concerns regarding this policy, please contact us at: Email: vekariyakrishnam@gmail.com

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