Krishnam Apps

Introduction Welcome to the All Bank Balance Passbook  app (“App”, “Service”, “we”, “our”, or “us”). By installing, accessing, or using this App, you agree to comply with and be bound by these Terms and Conditions. 1. Service Overview All Bank Balance Passbook is a financial utility application designed to help users access banking-related details using publicly available bank services. Key features include: Viewing bank balance based on SMS alerts received on your device. Presenting a structured passbook view derived from SMS data. Providing quick access to official bank missed-call balance services. Optional post-call (after-call) quick action functionality. Important: The App does not establish any connection with bank servers. All information is obtained from SMS messages available on your device and official bank services, and is processed locally. 2. No Association with Banks This App is not affiliated with, endorsed by, or connected to any bank or financial institution. All...

  Introduction All Bank Balance Passbook (“we”, “our”, or “us”) values your privacy and is committed to safeguarding it. This Privacy Policy describes how information is handled when you use our mobile application (the “App”). The App enables users to check bank balances and view transaction summaries using SMS-based banking services. 1. Information We Access a) SMS Messages (Core Functionality) We request permission to read SMS messages strictly to enable essential features of the app, such as: Detecting messages sent by banks Extracting balance details Generating a passbook-style transaction view Important Notes: We do NOT send SMS messages from your device. We do NOT upload, store, or transmit SMS data externally. All SMS analysis is performed locally on your device only . b) Phone Permissions (Calls & Phone State) We use phone-related permissions to support banking features: Allow users to place calls to official bank numbers for balance inquiries. Identify call completi...