Bank Balance Passbook Check Terms and Conditions

 

Terms and Conditions

Welcome to the "Bank Balance Passbook Check" app (“App”, “Service”, “we”, “our”, or “us”). By downloading or using the App, you agree to these Terms.

1. Description of Service

"Bank Balance Passbook Check" is a financial utility app that helps users access banking-related information using publicly available bank services.

Features include:

  • Viewing bank balance based on SMS alerts received on your device.

  • Displaying a structured passbook from SMS data.

  • Providing shortcuts to official bank missed-call services.

  • Optional post-call (after-call) quick action features.

    • Important: The App does not connect to your bank account servers. All information is derived from SMS messages and official bank services processed locally on your device.

2. No Bank Affiliation

This App is not affiliated, associated, or endorsed by any bank or financial institution. All trademarks, logos, and bank names belong to their respective owners and are used here for identification purposes only.

3. User Eligibility

You must be at least 13 years old (or the legal minimum age in your country) to use this App. By using the Service, you represent that you meet this age requirement.

4. Permissions & Access

To provide its core features, the App may request the following permissions:

  • SMS Permission: Used to read bank-related SMS messages on your device to display balance and transaction summaries.

  • Phone Permission: Allows users to initiate calls to official bank numbers and detects call state to support optional features.

  • Overlay Permission (Optional): Used to show quick actions after calls. This is fully user-controlled.

  • Internet & Network: Used for advertisements, analytics, and app performance monitoring.

    • Important: All permissions are requested strictly for core functionality and require explicit user consent via system prompts.

5. User Responsibilities

You agree not to:

  • Use the App for any illegal, unauthorized, or fraudulent activities.

  • Misuse banking services or attempt unauthorized access to any data.

  • Reverse engineer, decompile, or modify the App source code.

You are solely responsible for your conduct and any data related to your use of the App.

6. Data Accuracy & Financial Disclaimer

The App displays information based on SMS messages received on your device. Accuracy depends entirely on your bank’s SMS format and delivery.

We do not guarantee:

  • Real-time updates of financial data.

  • The absolute accuracy or completeness of the information shown.

    • Important:
      • This App is not a banking service.
      • This App does not provide financial, investment, or legal advice.
      • Always verify information with your bank's official channels before making financial decisions.

7. Privacy

Your use of the App is also governed by our Privacy Policy. We process sensitive data (like SMS content) locally on your device as described in that policy.

8. Advertisements & Third-Party Services

The App may use third-party services such as:

  • Google AdMob: For displaying advertisements.

  • Firebase: For analytics and crash reporting.

These services may collect limited data as per their own respective privacy policies. We are not responsible for the content or practices of third-party services.

9. Service Availability

We do not guarantee uninterrupted or error-free service. Some features may require internet connectivity and depend on external factors beyond our control (such as cellular network reliability).

10. Limitation of Liability

To the fullest extent permitted by law, we are not liable for:

  • Financial losses or decisions made based on data displayed in the App.

  • Incorrect, delayed, or missing SMS information.

  • Service interruptions or technical issues.

Use of the App is at your own risk.

11. Intellectual Property

All content, design, logos, and technology within the App are owned by us and protected by intellectual property laws. Unauthorized reproduction or use is prohibited.

12. Termination

We reserve the right to suspend or terminate your access to the Service if these Terms are violated. You may stop using the App at any time by uninstalling it from your device.

13. Changes to Terms

We may update these Terms periodically to reflect changes in our Service or legal requirements. Continued use of the App after updates constitutes your acceptance of the revised Terms.

14. Contact Us

For any questions or concerns regarding these Terms, please contact us at: Email: vekariyakrishnam@gmail.com

By using this App, you confirm that you have read, understood, and agreed to these Terms and Conditions.

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